Risk compensation

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Risk compensation is a theory which suggests that people typically adjust their behavior in response to the perceived level of risk, becoming more careful where they sense greater risk and less careful if they feel more protected. Although usually small in comparison to the fundamental benefits of safety interventions, it may result in a lower net benefit than expected.

By way of example, it has been observed that motorists drove faster when wearing seatbelts and closer to the vehicle in front when the vehicles were fitted with anti-lock brakes. There is also evidence that the risk compensation phenomenon could explain the failure of condom distribution programs to reverse HIV prevalence and that condoms may foster disinhibition, with people engaging in risky sex both with and without condoms.

By contrast, shared space is a highway design method which consciously aims to increase the level of perceived risk and uncertainty, thereby slowing traffic and reducing the number of and seriousness of injuries.

Video Risk compensation

Overview

Risk compensation is related to the broader term behavioral adaptation which includes all behavior changes in response to safety measures, whether compensatory or not. However, since researchers are primarily interested in the compensatory or negative adaptive behavior the terms are sometimes used interchangeably. The more recent version emerged from road safety research after it was claimed that many interventions failed to achieve the expected level of benefits but has since been investigated in many other fields.

Peltzman effect

The reduction of predicted benefit from regulations that intend to increase safety is sometimes referred to as the Peltzman effect in recognition of Sam Peltzman, a professor of economics at the University of Chicago Booth School of Business, who published "The Effects of Automobile Safety Regulation" in the Journal of Political Economy in 1975 in which he controversially suggested that "offsets (due to risk compensation) are virtually complete, so that regulation has not decreased highway deaths". Peltzman claimed to originate this theory in the 1970s but it was used to oppose the requirement of safety equipment on trains in the Nineteenth Century (Adams 1879). A reanalysis of his original data found numerous errors and his model failed to predict fatality rates before regulation (Robertson 1977). According to Peltzman, regulation was at best useless, at worst counterproductive. Peltzman found that the level of risk compensation in response to highway safety regulations was complete in original study. But "Peltzman's theory does not predict the magnitude of risk compensatory behaviour." Substantial further empirical work has found that the effect exists in many contexts but generally offsets less than half of the direct effect. In the U.S., motor vehicle fatalities per population declined by more than half from the beginning of regulation in the 1960s through 2012. Vehicle safety standards accounted for most of the reduction augmented by seat belt use laws, changes in the minimum drinking age, and reductions in teen driving (Robertson 2015).

The Peltzman effect can also result in a redistributing effect where the consequences of risky behaviour are increasingly felt by innocent parties (see moral hazard). By way of example, if a risk-tolerant driver responds to driver-safety interventions, such as compulsory seat belts, crumple zones, ABS etc. by driving faster with less attention, then this can result in increases in injuries and deaths to pedestrians.

Risk homeostasis

Risk homeostasis is a controversial hypothesis, initially proposed in 1982 by Gerald J. S. Wilde, a professor at Queen's University in Canada, which suggests that people maximise their benefit by comparing the expected costs and benefits of safer and riskier behaviour and which introduced the idea of the target level of risk. He proposed four constituents to a person's calculations relating to risk:

• Expected benefits of risky behavior (e.g., gaining time by speeding, fighting boredom, increasing mobility)
• Expected costs of risky behavior (e.g., speeding tickets, car repairs, insurance surcharges)
• Expected benefits of safe behavior (e.g., insurance discounts for accident-free periods, enhancement of reputation of responsibility)
• Expected costs of safe behavior (e.g., using an uncomfortable seat belt, being called a coward by one's peers, time loss)

Wilde noted that when Sweden changed from driving on the left to driving on the right in 1967, this was followed by a marked reduction in the traffic fatality rate for 18 months after which the trend returned to its previous values. He suggested that drivers had responded to increased perceived danger by taking more care, only to revert to previous habits as they became accustomed to the new regime. A similar pattern was seen following Iceland's switch from left- to right-hand driving.

In a Munich study, part of a fleet of taxicabs were equipped with anti-lock brakes (ABS), while the remainder had conventional brake systems. In other respects, the two types of cars were identical. The crash rates, studied over three years, were a little higher for the cabs with ABS, Wilde concluded that drivers of ABS-equipped cabs took more risks, assuming that ABS would take care of them; non-ABS drivers were said to drive more carefully since they could not rely on ABS in a dangerous situation.

The idea of risk homeostasis is disputed. One author claimed that it received "little support", another suggested that it "commands about as much credence as the flat earth hypothesis", a third noted that the proposal did create considerable media attention: "What set the debate alight, rather like petrol on flames, was the proposition in 1982 that road users did not just adapt to perceptions of changing risk through compensatory behaviors, but that the process was a homeostatic one, producing overall equilibrium in safety-related outcomes". Others claimed that road fatality statistics, which have fallen considerably since the introduction of safety measures, do not support the theory.

Maps Risk compensation

Examples

Road transport

Anti-lock brakes

Anti-lock braking systems are designed to increase vehicle safety by reducing skidding.

A number of studies show that drivers of vehicles with ABS tend to drive faster, follow closer and brake later, accounting for the failure of ABS to result in any measurable improvement in road safety. The studies were performed in Canada, Denmark, and Germany. A study led by Fred Mannering, a professor of civil engineering at the University of South Florida supports risk compensation, terming it the "offset hypothesis". A study of crashes involving taxicabs in Munich of which half had been equipped with anti-lock brakes noted that crash rate was substantially the same for both types of cab, and concluded this was due to drivers of ABS-equipped cabs taking more risks.

However, the Insurance Institute for Highway Safety released a study in 2010 that found motorcycles with ABS 37% less likely to be involved in a fatal crash than models without ABS. A 2004 study found that ABS reduced the risk of multiple vehicle crashes by 18 percent, but had increased the risk of run-off-road crashes by 35 percent.

Bicycle helmets

A Spanish study of traffic accidents between 1990 and 1999 found that cyclists wearing bicycle helmets who were involved in accidents were less likely to have committed a traffic law violation than unhelmeted cyclists, and that helmeted cyclists were no more likely to have committed a speeding violation in association with the accident than unhelmeted cyclists. The authors concluded that "although the findings do not support the existence of a strong risk compensation mechanism among helmeted cyclists, this possibility cannot be ruled out". In one experimental study, adults accustomed to wearing helmets cycled more slowly without a helmet, but no difference in helmeted and unhelmeted cycling speed was found for cyclists who do not usually wear helmets.

Motorists may also alter their behavior toward helmeted cyclists. One study by Walker in England found that 2,500 vehicles passed a helmeted cyclist with measurably less clearance (8.5 cm) than that given to the same cyclist unhelmeted (out of an average total passing distance of 1.2 to 1.3 metres). The significance of these differences has been re-analysed by Olivier. See also slides 40-45 in for further analysis by Olivier of the data from the Walker study.

In 1988, Rodgers re-analysed data which supposedly showed helmets to be effective and found both data errors and methodological weaknesses. He concluded that in fact the data showed "bicycle-related fatalities are positively and significantly associated with increased helmet use" and mentioned risk compensation as one possible explanation of this association.

Seat belts

A 1994 research study of people who both wore and habitually did not wear seatbelts concluded that drivers were found to drive faster and less carefully when belted.

Several important driving behaviors were observed on the road before and after the belt use law was enforced in Newfoundland, and in Nova Scotia during the same period without a law. Belt use increased from 16 percent to 77 percent in Newfoundland and remained virtually unchanged in Nova Scotia. Four driver behaviors (speed, stopping at intersections when the control light was amber, turning left in front of oncoming traffic, and gaps in following distance) were measured at various sites before and after the law. Changes in these behaviors in Newfoundland were similar to those in Nova Scotia, except that drivers in Newfoundland drove slower on expressways after the law, contrary to the risk compensation theory (Lund & Zador 1984).

In Britain in 1981 at a time when the government was considering the introduction of seat belt legislation, John Adams of University College London, suggested that there was no convincing evidence of a correlation between the seat-belt legislation and reductions injuries and fatalities based on a comparison between states with and without seat belt laws. He also suggested that some injuries were displaced from car drivers to pedestrians and other road users. The "Isles Report" echoed these concerns. Adams subsequently argued that the reduction in fatalities that followed the introduction of legislation could not be attributed with confidence to seat-belt use due to the simultaneous introduction of breath testing for driving under the influence of alcohol.

However, a 2007 study based on data from the Fatality Analysis Reporting System (FARS) of the National Highway Traffic Safety Administration concluded that between 1985 and 2002 there were "significant reductions in fatality rates for occupants and motorcyclists after the implementation of belt use laws", and that "seatbelt use rate is significantly related to lower fatality rates for the total, pedestrian, and all non-occupant models even when controlling for the presence of other state traffic safety policies and a variety of demographic factors".

Swedish change to driving on the right

In Sweden, following the change from driving on the left to driving on the right in 1967 there was a drop in crashes and fatalities, which was linked to the increased apparent risk. The number of motor insurance claims went down by 40%, returning to normal over the next six weeks. Fatality levels took two years to return to normal.

Shared space

Shared space is an approach to the design of roads, where risk compensation is consciously used to increase the level of uncertainty for drivers and other road users by removing traditional demarcations between vehicle traffic by removing curbs, road surface markings, traffic signs. The approach has been found to result in lower vehicle speeds and fewer road casualties.

Speed limits

The control of traffic speeds using effectively enforced speed limits and other traffic calming methods plays an important role in the reduction of road traffic casualties; speed limit changes alone without accompanying enforcement or traffic calming measures will not.

A 1994 study conducted to test the risk homeostasis theory, using a driving simulator, found that increasing posted speed limits and a reduction of speeding fines had significantly increased driving speed but resulted in no change in the accident frequency. It also showed that increased accident cost caused large and significant reductions in accident frequency but no change in speed choice. The results suggest that regulation of specific risky behaviors such as speed choice may have little influence on accident rates.

Sport

Ski helmets

Recent studies indicate that skiers wearing helmets go faster on average than non-helmeted skiers, and that overall risk index is higher in helmeted skiers than non-helmeted skiers. Moreover, while helmets may help prevent minor head injuries, increased usage of helmets has not reduced the overall fatality rate.

Other recent studies have concluded that helmet use is not associated with riskier behavior among skiers and snowboarders, and that helmet usage reduces the risk and severity of head injuries.

Skydiving

'Booth's rule #2', often attributed to skydiving pioneer Bill Booth, states, "the safer skydiving gear becomes, the more chances skydivers will take, in order to keep the fatality rate constant". Even though skydiving equipment has made huge leaps forward in terms of reliability, including the introduction of safety devices such as AADs, the fatality rate has stayed roughly constant when adjusted for the increasing number of participants. This can largely be attributed to an increase in the popularity of high performance canopies, which fly much faster than traditional parachutes. A greater number of landing fatalities in recent years has been attributed to high speed maneuvers close to the ground.

Safety equipment in children

Experimental studies have suggested that children who wear protective equipment are likely to take more risks.

Health

Risky sexual behavior and HIV/AIDS

Evidence on risk compensation associated with HIV prevention interventions is mixed. Harvard researcher Edward C. Green argued that the risk compensation phenomenon could explain the failure of condom distribution programs to reverse HIV prevalence, providing a detailed explanations of his views in an op-ed article for The Washington Post and an extended interview with the BBC. A 2007 article in the Lancet suggested that "condoms seem to foster disinhibition, in which people engage in risky sex either with condoms or with the intention of using condoms". Another report compared risk behaviour of men based on whether they were circumcised. A 2015 study showed that adolescents with safe-sex beliefs (adolescents who believe that sex with condoms is 100% safe) have an earlier sexual initiation.

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See also

• Moral Hazard
• Rebound effect
• Unintended consequences
• Self-licensing
• Tullock Spike

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Notes

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Citations

• Adams, CF (1879). Notes on Railroad Accidents. G.P. Putnam's Sons. LCCN 06029469. OL 7162865M. 
• Hedlund, J. (2000). "Risky business: safety regulations, risk compensation, and individual behavior". Injury Prevention. 6 (2): 82-89. doi:10.1136/ip.6.2.82. 
• Lund, AK; Zador, P (1984). "Mandatory belt use and driver risk taking". Risk Analysis. 4: 41-53. doi:10.1111/j.1539-6924.1984.tb00130.x. 
• Rudin-Brown; Jamson (2013). Behavioural Adaptation and Road Safety: Theory, Evidence and Action. CRC Press. p. 67. ISBN 9781439856673. 
• Vrolix, Klara (2006). "Behavioural Adaptation, Risk Compensation, Risk Homeostasis and Moral Hazard in Traffic Safety" (PDF). 
• Wilde, G. J S (1998). "Risk homeostasis theory: an overview". Injury Prevention. 4 (2): 89-91. doi:10.1136/ip.4.2.89. PMC 1730348 . PMID 9666358. 
• O'Neill, B; Williams, A (June 1998). "Risk homeostasis hypothesis: a rebuttal". Injury Prevention. 4 (2): 92-3. doi:10.1136/ip.4.2.92. PMC 1730350 . PMID 9666359. 
• Robertson, Leon S. (1977). "A Critical Analysis of Peltzman's "The Effects of Automobile Safety Regulation"". Journal of Economic Issues. 11 (3): 587-600. doi:10.1080/00213624.1977.11503463. 
• Robertson, Leon S. (2015). Injury Epidemiology (4th ed.). Lulu. Chapter 13, p.12. ISBN 9781329131712. 
• Ruedl, G; et al. (February 2010). "Factors associated with self-reported risk-taking behaviour on ski slopes". Br J Sports Med. 44 (3): 204-6. doi:10.1136/bjsm.2009.066779. PMID 20231601. 

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Other references

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Further reading

• Adams, John (1995). Risk. Routledge. ISBN 1-85728-068-7. 
• Wilde, Gerald J.S. (1994). Target Risk. PDE Publications. ISBN 0-9699124-0-4. Retrieved 2006-04-26. 
• Peltzman, Sam (2007). "Regulation and the Wealth of Nations: The Connection between Government Regulation and Economic Progress" (PDF). New Perspectives on Political Economy. 3 (2): 185-204. ISSN 1801-0938. 
• Peltzman, Sam (2004). Regulation and the Natural Progress of Opulence. AEI-Brookings Joint Center Distinguished Lecture. 
• Ecenbarger, William (April 2009). "Buckle Up Your Seatbelt and Behave". Smithsonian Magazine. 
• Wilde, Gerald J S (1998). "Risk homeostasis theory: an overview". Injury prevention. 4 (2): 89-91. doi:10.1136/ip.4.2.89. PMC 1730348 . PMID 9666358. 
• Evans, L (1986). "Homeostasis Theory and Traffic Accident Data". Risk Analysis. 6 (1): 81-94. doi:10.1111/j.1539-6924.1986.tb00196.x. PMID 3602497. 

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External links

• "British planners take to 'naked streets'" TimesArugus 13 Feb 2005
• Sam Peltzman on IDEAS at RePEc

Source of the article : Wikipedia